01 -
Preheat your oven to 375 degrees. Lightly spray a 9x13 inch baking dish with cooking spray.
02 -
In a large skillet over medium heat, cook and crumble the ground beef until it's browned and fully cooked. Drain any excess grease and put the beef back in the skillet.
03 -
Add the taco seasoning and water to the beef. Stir to combine and cook for 2 to 3 minutes, or until the mixture thickens slightly. Stir in the refried beans until everything is fully combined and heated through. Remove from heat and set aside.
04 -
Pour a thin layer of red enchilada sauce into the bottom of the prepared baking dish, spreading it evenly.
05 -
Lay a flour tortilla flat on a plate and spoon about 1/3 cup of the beef mixture down the center. Sprinkle with a small handful of shredded cheddar and Monterey Jack cheese. Roll the tortilla tightly and place it seam-side down in the baking dish. Repeat with the remaining tortillas and beef mixture, arranging them in a single layer.
06 -
Pour the remaining enchilada sauce evenly over the rolled tortillas, making sure to cover them completely. Sprinkle the top with the remaining shredded cheddar and Monterey Jack cheese.
07 -
Bake in the preheated oven for 20 to 25 minutes, or until the cheese is melted and bubbly.
08 -
Remove from the oven and let cool for 5 minutes. Garnish with sliced black olives, chopped cilantro, sour cream, and sliced green onions if you like. Serve hot and enjoy!