
I created this Banana Pudding Tres Leches Cake for my sister's birthday after she mentioned she couldn't decide between banana pudding and tres leches for her celebration. My solution? Combine both into one incredible dessert! This cake marries the rich, milk-soaked texture of traditional tres leches with the nostalgic, creamy flavors of banana pudding. The result is a dessert that's impossibly moist, delightfully flavorful, and topped with a cloud-like banana pudding cream that makes every bite pure heaven. The crushed vanilla wafers add that perfect textural contrast that takes it over the top. Fair warning – once you serve this at a gathering, you'll be expected to bring it to every event thereafter!
Last month I brought this to a family reunion, and my usually reserved uncle actually went back for thirds! My cousin, who claims to be watching her sugar intake, asked for the recipe while simultaneously reaching for another slice. That's the kind of dessert magic we're working with here – it makes even the most disciplined dessert-dodgers weak in the knees.
Simple Ingredients
- Separated eggs – The key to a light, airy cake that can absorb all that delicious moisture. Take care when separating, as even a drop of yolk can prevent the whites from whipping properly. Room temperature eggs separate more easily and whip better than cold ones.
- Three milks mixture – The classic combination of evaporated milk, sweetened condensed milk, and heavy cream creates that signature tres leches flavor and incredible moisture. Adding mashed bananas to this mixture infuses the cake with banana flavor from the inside out.
- Banana pudding mix – This convenient shortcut adds unmistakable banana pudding flavor to the topping. The instant kind works perfectly here – we're not looking for a cooked pudding for this application. It adds both flavor and stability to the whipped topping.
- Cream cheese – Creates a more substantial, tangy topping that holds up well and balances the sweetness. Make sure it's properly softened to avoid lumps in your topping. Taking it out of the refrigerator about an hour before using makes all the difference.
- Vanilla wafers – These add that classic banana pudding element while providing a delightful textural contrast to the soft cake and creamy topping. Crushing them just before serving ensures they maintain their crunch. I like to reserve some larger pieces along with fine crumbs for the best texture variation.

Creating Cake Magic
- Perfect egg separation:
- The success of this cake depends on properly whipped egg whites that create its light, spongy texture. When separating eggs, crack each one into a small bowl first before adding the whites to your mixing bowl. This prevents contaminating all your whites if a yolk breaks.
- Gentle folding technique:
- When incorporating the whipped egg whites into the batter, use a large rubber spatula and a gentle folding motion – cutting down through the center, scooping along the bottom, and lifting up the sides. This preserves the air bubbles that make the cake light and fluffy.
- Poking strategy:
- After baking, poke the cake thoroughly with a fork all over the surface – don't be shy here! More holes mean better absorption of the tres leches mixture. I usually poke holes about every half inch for optimal soaking.
- Soaking patience:
- Pour the tres leches mixture slowly over the entire surface of the cake, paying special attention to the edges which can sometimes get neglected. Then – and this is crucial – cover and refrigerate for at least 2 hours, but overnight is even better. This resting time allows the cake to fully absorb all those wonderful flavors.
- Topping technique:
- The banana pudding topping should be spread evenly over the cake just before serving (or at most a few hours before). Add the crushed vanilla wafers at the last minute to maintain their crunch. If you're feeling extra fancy, arrange fresh banana slices decoratively on top, but add them just before serving to prevent browning.
My first attempt at this recipe was a learning experience – I didn't poke enough holes in the cake, which left some areas dry while others were perfectly soaked. I've also experimented with different ratios of the banana pudding topping, finding that equal parts pudding and whipped cream creates the perfect consistency that's stable enough to hold its shape but still cloud-like and creamy.
Serving Inspiration
Transform this Banana Pudding Tres Leches Cake into an even more impressive dessert by serving individual portions in clear glass trifle cups or mason jars, creating visible layers of cake, soaking liquid, and topping. For special occasions, add a drizzle of caramel sauce over each slice just before serving. It pairs beautifully with hot coffee or cold milk for the perfect dessert experience.
Sweet Variations
Once you've mastered the basic recipe, try some creative variations:
- Chocolate Banana: Add 3 tablespoons of cocoa powder to the cake batter and use chocolate wafers instead of vanilla.
- Coconut Banana: Replace 1/4 cup of the regular milk in the tres leches mixture with coconut milk and sprinkle toasted coconut flakes over the top.
- Strawberry Banana: Add sliced strawberries between the cake and topping for a fruity twist.
- Caramel Banana: Drizzle caramel sauce over the top before adding the crushed wafers for a bananas foster-inspired flavor.
- Rum-Infused: Add 2 tablespoons of dark rum to the tres leches mixture for an adult version with complex flavor.
Storage Secrets
This Banana Pudding Tres Leches Cake maintains its delicious quality for up to 3 days when stored covered in the refrigerator. The cake actually improves after the first day as the flavors meld and develop! If you're planning ahead, you can prepare the components separately: bake the cake and prepare the tres leches mixture up to a day ahead, then soak overnight and add the topping before serving. For the freshest presentation, consider adding the crushed vanilla wafers just before serving to maintain their crunch, or sprinkle fresh batches on individual slices as you serve them.

I've made this Banana Pudding Tres Leches Cake for countless celebrations over the past few years, from birthday parties to holiday gatherings, and it never fails to impress. There's something absolutely magical about the combination of milk-soaked cake, creamy banana pudding flavors, and those nostalgic vanilla wafers that appeals to people of all ages. While it might look like a complex dessert, the straightforward preparation makes it accessible even to novice bakers – which means you can focus on enjoying the compliments rather than stressing in the kitchen!
Frequently Asked Questions
- → Can I make this cake ahead of time?
- Yes! This cake actually gets better if made 1-2 days ahead. The flavors meld together beautifully as it sits in the refrigerator. Just add the crushed vanilla wafers and fresh banana slices right before serving.
- → How long does this cake stay fresh?
- The cake keeps well in the refrigerator for up to 4 days. The vanilla wafers may soften over time, which is why it's best to add them just before serving if possible.
- → Can I freeze this cake?
- While you can freeze the base tres leches cake, it's not ideal to freeze the completed cake with topping. If you want to prepare ahead, freeze just the soaked cake and add the topping after thawing.
- → What if I can't find banana pudding mix?
- You can substitute vanilla pudding mix and add 1-2 mashed ripe bananas to the pudding mixture. This will give you a similar flavor profile with real banana taste.
- → Can I make this cake in a different size pan?
- Yes, you can use two 8-inch round cake pans for a layered cake. Divide the batter evenly between the pans and reduce baking time to 20-25 minutes. Layer with the topping between and on top.