Chick-fil-A Banana Pudding

Featured in Irresistible Sweet Treats.

Mix condensed milk, water, and pudding mix and chill 4 hours, whip cream with marshmallow fluff to stiff peaks, fold into pudding, layer with Nilla wafers and bananas, refrigerate overnight.
fred recipes by clare
Updated on Mon, 22 Dec 2025 18:27:54 GMT
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Chick-fil-A Banana Pudding | recipesbyclare.com

Chick-fil-A banana pudding is a rare prize that only appears at select locations, often sparking a "Pokemon-style" hunt among devoted fans. This copycat recipe recreates that elusive magic by combining rich sweetened condensed milk, fluffy marshmallow cream, and layers of Nilla wafers that transform into a soft, cake-like texture overnight. I first discovered this while trying to prevent my son from convincing me to drive six hours round-trip just for a dessert cup. After one bite of this homemade version, he declared it even better than the original—saving my gas tank and cementing my status as the family's dessert hero.

My neighbor Karen is notoriously competitive about her "famous" banana pudding. When she tried this at a potluck, she went silent for ten full seconds before begrudgingly asking for the recipe. Realizing that a Chick-fil-A copycat with marshmallow fluff had dethroned her 30-year legacy was a tough pill for her to swallow, but it’s definitely made our neighborhood gatherings a lot less tense now that the "pudding war" is over.

What Goes Into It

  • Sweetened condensed milk: One 14-ounce can
  • Ice-cold water: 1.5 cups (crucial for setting the pudding)
  • Instant vanilla pudding mix: One 3.5-ounce box
  • Heavy cream: 2.5 cups, chilled
  • Marshmallow fluff: 2/3 cup
  • Bananas: 5 to 6 large, barely-ripe (hint of green on the tips)
  • Nilla Wafers: One box
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Chick-fil-A Banana Pudding | recipesbyclare.com

The 24-Hour Method

1. Set the Base:
Whisk the sweetened condensed milk and ice-cold water until uniform. Sprinkle in the pudding powder and whisk aggressively for 2 minutes. Press plastic wrap directly onto the surface and refrigerate for 4 hours until thick.
2. Whip the Marshmallow Cream:
In a separate cold bowl, beat the heavy cream to soft peaks. Add the marshmallow fluff and continue beating to stiff peaks. It should be light and airy but hold its shape.
3. The Gentle Fold:
Fold the marshmallow cream into the set pudding in three batches. Use a slow scooping motion to keep the air in the mixture. It will look a bit loose; this is normal.
4. Layer and Chill:
In a 9x13 dish, layer Nilla wafers, sliced bananas, and the cream mixture. Repeat until you have three layers of each, ending with the cream. Cover and refrigerate for at least 8 hours (or overnight).
"I once used perfectly ripe yellow bananas, thinking they’d be sweeter. By the next morning, the whole dish looked gray and unappetizing. Always go for the slightly green ones; they ripen to perfection inside the pudding!"

Storage and Variations

This pudding is best eaten within 48 hours. Beyond that, even the firmest bananas will start to soften and brown. Do not freeze this dish; the cream and pudding will separate into a watery mess upon thawing.

  • Banana Split Style: Add a layer of crushed pineapple and a drizzle of chocolate ganache
  • Strawberry-Banana: Swap half the bananas for sliced strawberries for a fruity twist
  • Toasted Coconut: Sprinkle the top with toasted coconut flakes for a tropical crunch
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Chick-fil-A Banana Pudding | recipesbyclare.com

Whether you're making this for a homesick Southerner or just trying to avoid a long road trip to the nearest Chick-fil-A, this pudding is a guaranteed crowd-pleaser. It’s light, nostalgic, and impressively easy to assemble. Just make sure you give it that full overnight rest—it’s the difference between a bowl of cookies and a legendary dessert!

Frequently Asked Questions

→ Why is the pudding so runny when I'm making it?
That's totally normal! It looks way too runny at first, but it thickens perfectly as it chills. The wafers also absorb moisture and help thicken everything up.
→ How do I keep the bananas from turning brown?
Honestly, there's no perfect solution. Use barely ripe bananas and serve within a day or two. Or skip layering them and add fresh banana slices to each serving instead.
→ Can I make this without marshmallow fluff?
The marshmallow fluff makes it extra light and fluffy like the original. You could skip it, but the texture won't be quite the same. It's worth tracking down.
→ How far ahead can I make this?
Make it the day before you need it - it actually gets better as it sits. It'll keep in the fridge for up to 3 days, though the bananas will brown more each day.
→ Can I use homemade whipped cream?
The recipe uses heavy cream that you whip yourself with marshmallow fluff. That's what makes it so good! Don't use Cool Whip or store-bought whipped topping.
→ What size dish should I use?
A 9x13 inch baking dish is perfect. You could also use a large trifle bowl or deep serving dish if you want it to look fancy.

Chick-fil-A Banana Pudding

Creamy homemade banana pudding with marshmallow fluff, fresh bananas, and Nilla Wafers. Tastes just like the rare Chick-fil-A version.

Prep Time
30 Minutes
Cook Time
~
Total Time
30 Minutes

Category: Sweet Treats

Difficulty: Easy

Cuisine: American

Yield: 12 Servings

Dietary: Vegetarian

Ingredients

→ For the Pudding Base

01 14 oz can sweetened condensed milk
02 1½ cups ice-cold water
03 3.5 oz box instant vanilla pudding mix

→ For the Whipped Cream

04 2½ cups heavy cream
05 ⅔ cup marshmallow fluff

→ For Layering

06 5 to 6 large bananas, barely ripe
07 1 box Nilla Wafers

Instructions

Step 01

In a large bowl, whisk together the sweetened condensed milk and ice-cold water until combined. Add the vanilla pudding mix and whisk vigorously until there are no lumps. Cover the bowl and stick it in the fridge for about 4 hours until it sets up.

Step 02

Once the pudding is set, grab another large bowl and whip the heavy cream until soft peaks start to form. Add the marshmallow fluff and keep whipping until you get stiff peaks.

Step 03

Gently fold the whipped cream into the pudding a little at a time. Be careful not to deflate all that fluffy whipped cream. Keep folding until there are just a few streaks left.

Step 04

In a 9 by 13 inch baking dish or large bowl, lay down a layer of Nilla wafers on the bottom. Add a layer of sliced bananas over the wafers. Spread about a third of the pudding mixture over the bananas in an even layer.

Step 05

Keep layering - wafers, bananas, cream - two more times. End with a final layer of the pudding mixture on top.

Step 06

Top with crushed Nilla wafer crumbs or however you want to decorate it. Cover and refrigerate for at least another 4 hours, but overnight is even better.

Notes

  1. Make this the day before you need it - the longer it sits, the better it gets as the flavors blend.
  2. The pudding will look really runny when you're assembling it. Don't panic - it thickens up perfectly as it chills and the wafers soften.
  3. The bananas will brown over time. To avoid this, you can add banana slices fresh to each serving instead of layering them in.
  4. Use bananas that are barely ripe - still a bit green. Overly ripe bananas get mushy and brown faster.
  5. The marshmallow fluff makes this extra light and fluffy, just like the Chick-fil-A version.
  6. This serves a crowd and is perfect for potlucks, barbecues, or family gatherings.

Tools You'll Need

  • Two large mixing bowls
  • Whisk
  • Electric mixer or hand mixer
  • 9x13 inch baking dish or large serving bowl
  • Rubber spatula
  • Plastic wrap for covering

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy (sweetened condensed milk, heavy cream)
  • Contains gluten (Nilla Wafers)
  • Contains eggs (in Nilla Wafers)