Choco Coconut Dream Cake

Featured in Irresistible Sweet Treats.

Bake chocolate cake mix. Mix coconut with condensed milk and powdered sugar, spread over warm cake. Pour warm chocolate ganache over top. Chill for 1 hour before serving.
Clare Greco
Updated on Mon, 12 May 2025 11:11:15 GMT
Choco Coconut Dream Cake Pin it
Choco Coconut Dream Cake | recipesbyclare.com

So I came up with this cake last year when my mom asked me to bring "something chocolate" to Easter dinner. I was feeling lazy and didn't want to make a scratch cake, but also didn't want to just bring a plain box mix and get that look from my sister in law who always brings perfect homemade everything. This ended up being the best of both worlds - crazy simple but still impressive enough to shut up the family baking snobs.

My neighbor Tim, who swears he "hates coconut with a passion," accidentally tried this at a cookout last summer thinking it was just chocolate cake. Caught him going back for seconds while telling his wife he'd "made an exception just this once." Sometimes you just need the right recipe to change someone's mind.

Ingredients

  • Chocolate Cake Mix: Yeah, it's cheating. No, I don't care. It works perfectly and nobody can tell the difference once you doctor it up.
  • Sweetened Condensed Milk: This sticky, sweet miracle makes the coconut layer almost candy like - don't substitute or you'll lose the magic.
  • Shredded Coconut: The sweetened kind from the baking aisle works best - the natural unsweetened stuff doesn't have the same texture or flavor punch.
  • Real Chocolate Chips: Spring for the good ones if you can - those Ghirardelli ones make a difference in the ganache.
  • Heavy Cream: Don't try to lighten up with half and half or milk - the ganache needs the fat to set up properly.

I tried making this once with a scratch cake recipe instead of the box, and honestly? Nobody could tell the difference except me and I only noticed because I had to wash three extra bowls. Sometimes shortcuts are there for a reason.

Choco Coconut Dream Cake Pin it
Choco Coconut Dream Cake | recipesbyclare.com

Step-by-Step Instructions

The Cake Part
Nothing fancy here - just follow what the box says. I usually add an extra egg to make it a bit richer, but that's optional. The only important thing is not to overbake it. You want it fully cooked but still moist. That toothpick should come out with maybe one or two crumbs clinging to it - not wet batter, but not bone dry either.
The Coconut Middle
Mix this up while the cake is in the oven so it's ready to go. It'll seem super thick and sticky, almost like stiff cookie dough. That's exactly what you want - it needs to hold up as its own layer. Spreading it on the warm cake is key - not hot from the oven cake, but definitely still warm. Give the cake about 10 minutes to cool before you start spreading.
The Ganache Top
This is where people think you did something complicated, but it's ridiculously simple. The key is getting the cream hot enough to melt the chocolate but not boiling. I usually pull it off the heat right when I see the first tiny bubbles forming at the edge of the pan. Then just pour it over the chips and don't touch it! Seriously, the hardest part is being patient for those 2 minutes. Then stir slowly until it comes together - don't whisk vigorously or you'll get air bubbles.
The Waiting Game
Refrigerating for an hour is the bare minimum - three hours is better, overnight is best. I know it's hard to wait, but the difference in texture and flavor is worth it. The coconut layer gets this amazing chewy meets creamy thing happening, and the ganache sets up perfectly - not hard, but not runny either. Just right for getting that perfect fudgy bite.

The first time I made this, I poured the ganache on while it was still super hot and ended up with a weird coconut chocolate swirl instead of distinct layers. Still tasted good, but didn't have that wow factor when you slice into it and see those perfect layers.

Switching It Up

If you're feeling fancy, you can toast about half the coconut before mixing it in - gives it a nutty flavor that's amazing. For a holiday version, I sometimes add a few drops of peppermint extract to the ganache and sprinkle crushed candy canes on top. My cousin makes it with German chocolate cake mix instead of regular chocolate, which is pretty next level if you're a coconut fanatic.

Make Ahead Magic

This cake actually gets better after a day in the fridge, which makes it perfect for prepping ahead for parties. I've made it up to three days before an event and it was still perfect. Just keep it covered so it doesn't pick up weird fridge smells. If you're taking it somewhere, it travels really well since it's not some delicate, easily crushed frosting on top.

Choco Coconut Dream Cake Pin it
Choco Coconut Dream Cake | recipesbyclare.com

The Real Secret

The best thing about this cake is watching people's faces when they take their first bite. There's always this moment of surprise - like they were expecting just another chocolate cake and got something way more interesting. Then they always ask for the recipe, and I have to decide whether to tell them how embarrassingly easy it is or let them think I slaved away for hours. Usually depends on how much I like them.

I've made this cake probably twenty times now, and it's become my go to when I need to bring a dessert somewhere but don't have the energy for anything complicated. It's saved my butt for last minute potlucks, surprise visitors, and those times when I promised to bake something and then completely forgot until the day before. Sometimes the best recipes aren't the fanciest ones - they're the ones that never let you down.

Frequently Asked Questions

→ Can I use a homemade chocolate cake instead of a box mix?
Absolutely! Any homemade chocolate cake recipe that makes a 9x13 cake will work perfectly. Just prepare and bake your favorite recipe instead of the box mix, then continue with the coconut filling and ganache steps.
→ How do I store this cake and how long does it last?
Store the cake covered in the refrigerator for up to 5 days. The ganache topping will firm up when cold, so you might want to let slices sit at room temperature for 10-15 minutes before serving for a softer texture.
→ Can I make this cake in advance for a party?
This cake is perfect for making 1-2 days ahead! The flavors actually improve as they meld together in the refrigerator. Make the complete cake, cover it well, and refrigerate until needed.
→ Can I use unsweetened coconut instead of sweetened?
Yes, but the filling will be less sweet. If using unsweetened coconut, consider increasing the powdered sugar to 3/4 cup to compensate. You can also toast the coconut first for enhanced flavor.
→ My ganache seems too thin. How can I fix it?
If your ganache is too thin, let it cool longer at room temperature, stirring occasionally until it thickens. If it's still too thin, you can refrigerate it for 5-10 minutes, then stir again. Be careful not to over-chill, or it will become too firm to spread.
→ Can I freeze this cake?
Yes! This cake freezes well for up to 3 months. Cut it into individual portions, wrap each piece in plastic wrap, then store in a freezer bag. Thaw overnight in the refrigerator or for about 1 hour at room temperature before serving.

Choco Coconut Dream Cake

A decadent three-layer dessert featuring moist chocolate cake, sweet coconut filling, and smooth chocolate ganache that comes together with minimal effort.

Prep Time
15 Minutes
Cook Time
35 Minutes
Total Time
50 Minutes

Category: Sweet Treats

Difficulty: Easy

Cuisine: American

Yield: 12 Servings

Dietary: Vegetarian

Ingredients

→ For the Cake Layer

01 1 box chocolate cake mix (approximately 15.25 oz)
02 3 large eggs
03 1/2 cup vegetable oil
04 1 cup water

→ For the Coconut Filling

05 1 cup sweetened condensed milk (about 14 oz can)
06 1 1/2 cups sweetened shredded coconut
07 1/2 cup powdered sugar

→ For the Chocolate Ganache Frosting

08 1 cup heavy cream
09 1 1/2 cups semisweet chocolate chips (about 9 oz)
10 1 teaspoon vanilla extract

→ Optional Garnishes

11 Additional shredded coconut for sprinkling on top
12 Chocolate shavings or curls

Instructions

Step 01

Preheat your oven to 350°F (175°C). Lightly grease a 9x13-inch baking dish with cooking spray or butter, or line it with parchment paper for easier removal. If using parchment, leave some overhang on the sides to create handles.

Step 02

In a large mixing bowl, combine the chocolate cake mix, 3 eggs, 1/2 cup vegetable oil, and 1 cup water. Mix according to the package instructions, typically about 2 minutes with an electric mixer on medium speed, until the batter is smooth and well combined. Make sure to scrape down the sides of the bowl to incorporate all the dry ingredients.

Step 03

Pour the cake batter into your prepared baking dish, spreading it evenly with a spatula. Bake in the preheated oven for 25-30 minutes, or until a toothpick inserted into the center comes out clean or with just a few moist crumbs. Don't overbake, as this can make the cake dry.

Step 04

While the cake is baking, make the coconut filling. In a medium bowl, combine the sweetened condensed milk, shredded coconut, and powdered sugar. Stir until thoroughly mixed. The mixture will be thick and sticky - this is perfect as it will create a luscious middle layer in your cake.

Step 05

When the cake is done baking, remove it from the oven and place it on a cooling rack. Allow it to cool for about 10 minutes, but add the coconut filling while the cake is still warm. This helps the filling to slightly melt into the top of the cake. Carefully spread the coconut mixture evenly over the warm cake, going all the way to the edges.

Step 06

For the chocolate ganache, pour the heavy cream into a medium saucepan and heat over medium heat. Watch it carefully and remove from heat just as it begins to simmer - you'll see small bubbles forming around the edges. Do not let it come to a full boil. Immediately pour the hot cream over the chocolate chips in a heatproof bowl. Let it sit undisturbed for 1-2 minutes to allow the chocolate to begin melting, then stir gently with a whisk until smooth and glossy. Stir in the vanilla extract at the end for flavor.

Step 07

While the ganache is still warm and pourable, slowly pour it over the coconut layer, covering it completely. Use an offset spatula or the back of a spoon to spread it evenly, working quickly before the ganache starts to set. If desired, sprinkle additional coconut or chocolate shavings on top for decoration.

Step 08

Refrigerate the cake for at least 1 hour, or until the chocolate layer is completely set. This chilling time allows all the layers to meld together beautifully and makes the cake easier to slice cleanly. Cut into squares and serve chilled or at room temperature. Store any leftovers covered in the refrigerator for up to 5 days.

Notes

  1. For best results, use high-quality chocolate chips for the ganache - the better the chocolate, the richer your frosting will be.
  2. You can toast the coconut before adding it to the filling for a deeper, nuttier flavor. Simply spread it on a baking sheet and bake at 325°F for 5-8 minutes, stirring occasionally, until golden.
  3. This cake actually tastes even better the day after it's made, as the flavors have time to fully develop and meld together.

Tools You'll Need

  • 9x13-inch baking dish
  • Electric mixer
  • Mixing bowls
  • Measuring cups and spoons
  • Saucepan
  • Offset spatula or spreading knife
  • Cooling rack

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy (condensed milk, heavy cream)
  • Contains eggs
  • Contains gluten (cake mix - unless gluten-free mix is used)
  • Contains tree nuts (coconut)

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 410
  • Total Fat: 22 g
  • Total Carbohydrate: 48 g
  • Protein: 5 g